Case Studies & Success Stories
Explore io40’s proven track record in crypto exchange development, e-money licensing, KYC/AML compliance, and enterprise blockchain across Turkey, Europe, and MENA.
Our Track Record
5 Projects. 5 Industries. Proven Results.
From Dubai to Berlin, from startups to enterprises — we deliver compliant, scalable fintech infrastructure.
Crypto Exchange Launch — MENA Region
A Dubai-based fintech startup
Challenge
Build a fully compliant crypto exchange from scratch within 8 months, meeting both local UAE regulations and international best practices for digital asset trading platforms.
Solution
Deployed a white-label exchange platform with integrated KYC/AML pipeline, hot/cold wallet architecture, high-performance matching engine (10,000+ TPS), and real-time market surveillance. Implemented multi-tier security with HSM integration and 2FA enforcement.
Key Results
Tech Stack
E-Money Institution — Turkey
A Turkish payment company seeking BDDK license
Challenge
Meet BDDK’s stringent capital, technical infrastructure, and compliance requirements to obtain an e-money institution license, while maintaining ongoing operations.
Solution
Designed and implemented core banking integration layer, PSD2-compliant open banking APIs, comprehensive compliance framework including AML screening, transaction monitoring, and regulatory reporting automation.
Key Results
Tech Stack
Enterprise Blockchain — Supply Chain
A manufacturing conglomerate in Turkey
Challenge
Track raw materials across 12 geographically dispersed suppliers with full provenance verification. Existing paper-based system caused delays and fraud losses exceeding $500K annually.
Solution
Implemented a Hyperledger Fabric private blockchain network with smart contracts for automated verification at each supply chain checkpoint. Built a real-time dashboard with IoT sensor integration for temperature and humidity monitoring.
Key Results
Tech Stack
KYC/AML Automation — European Bank
A German neobank expanding to Turkey
Challenge
Achieve dual regulatory compliance across BaFin (Germany) and BDDK (Turkey) jurisdictions while maintaining a seamless, fast customer onboarding experience.
Solution
Built an automated eKYC pipeline with liveness detection, document verification (50+ ID types), multi-jurisdiction AML/PEP/sanctions screening, and risk-based approach with dynamic scoring. Integrated with both BaFin and BDDK reporting systems.
Key Results
Tech Stack
MiCA Compliance Readiness — EU Crypto Firm
An Estonian VASP seeking MiCA transition
Challenge
Conduct gap analysis and build a comprehensive compliance roadmap to transition from Estonian VASP license to full MiCA (Markets in Crypto-Assets) compliance before the June 2025 deadline.
Solution
Performed detailed gap analysis across all MiCA titles, prepared crypto-asset whitepaper per Article 6 requirements, restructured governance and risk management frameworks, upgraded AML/CFT procedures, and established reserve asset management protocols.
Key Results
Tech Stack
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